How to Shop for a Safe Car

The internet has created a world of opportunities for consumers who are interested in becoming educated about keeping their family safe. However, at times, it can be overwhelming to try and figure out which sources to listen to and which to disregard.

The Insurance Institute for Highway Safety, is an independent, non-profit group that researches data that can help reduce highway accidents, injuries and crash deaths. The group is funded by auto insurers and provides a wealth of educational materials and videos to better educate consumers.

Today, I am going to discuss one of their videos, Shopping for a Safer Car. This video gives an overview of all the safety features that you should look for when you go to buy a new car. Click to learn more about car safety features.

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The Effect of Your Credit History on Car Insurance Rates

When applying for auto insurance, you expect the insurance carrier to ask for your demographic information and, naturally, to pull your Motor Vehicle Report (MVR) to verify that you have observed safe driving habits in the past. But did you know that many auto insurance companies also check your credit report before issuing your auto insurance policy?

In fact, some insurers are now saying that credit history, like driving history, can indicate whether a policyholder actually acts in a safe and reasonable manner in life—which can give some insight to the way they can be expected to act behind the wheel. For instance, maxed out credit cards can indicate a certain irresponsibility that is indicative of an additional layer of risk to the insurance company if they decide to insure that driver.


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Miami Auto Insurance

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