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Tuesday, November 23, 2010

The Effect of Your Credit History on Car Insurance Rates

When applying for auto insurance, you expect the insurance carrier to ask for your demographic information and, naturally, to pull your Motor Vehicle Report (MVR) to verify that you have observed safe driving habits in the past. But did you know that many auto insurance companies also check your credit report before issuing your auto insurance policy?

Auto InsuranceIn fact, some insurers are now saying that credit history, like driving history, can indicate whether a policyholder actually acts in a safe and reasonable manner in life—which can give some insight to the way they can be expected to act behind the wheel. For instance, maxed out credit cards can indicate a certain irresponsibility that is indicative of an additional layer of risk to the insurance company if they decide to insure that driver.


For more about Miami Auto Insurance, head over to Allstar Direct Insurance & Financial Services and read the rest of this article.

Tuesday, November 2, 2010

Miami Auto Insurance

Allstar Direct Insurance & Financial Services are certified professionals offering solutions to your insurance needs. We specialize in Miami auto insurance as well as home & business insurance in Orlando, Ft. Lauderdale, Miami & surrounding areas in Florida.

Our products also include truck, restaurant, DUI, boat, motorcycle, & non-owners insurance. We have professional affiliations with FAIA, PIA, LAAIA, & BBB, making us a reliable choice.

Contact us today for your insurance needs!